Block fees before they happen.
Hutsy monitors your accounts and warns you days before an overdraft, a missed payment, or a credit score drop.
16,000+ members protected500+
saved per year on avg by catching overdrafts, late fees, and bad debt before they hit
Plans start at
$10
/month16K+
members protected
One alert.
Crisis avoided.
Americans lose $26 billion a year to preventable fees.
Your bank profits from the damage. Hutsy stops it before it hits.
Save
$500/yr
Featured In
Your bank charges $35 when you overdraft.
Hutsy warns you 3–7 days before it happens.
Hutsy monitors your accounts in real time and warns you days before an a payment is due — so nothing catches you off guard.
Overdraft detection
We flag when your balance is heading toward zero — before the fee hits.
Missed payment alerts
Get warned days before a bill is due so one forgotten payment doesn't tank your score.
Less debt. Better credit
We rank your debts by what's hurting your score most and tell you exactly where to start.
How it works
Connect your accounts.
Link your bank and credit accounts in under 60 seconds. Bank-level encryption via Plaid.
Hutsy starts watching.
We monitor your balance, bills, subscriptions, and credit in real time — and flag what's coming.
Wake up protected.
Every morning you get a briefing. Throughout the day, alerts if anything needs attention.
Everything your bank app should do, but doesn't.
Hutsy monitors your full financial picture — and actually tells you what's coming.
Overdraft Prevention
Your bank charges $35 when you overdraft. Hutsy warns you 3–7 days before it happens — with enough time to fix it.
Bill & Payment Alerts
Miss one payment and your score drops 60–100 points. Hutsy tracks every bill and warns you days before it's due — not after you've missed it.
Credit Score Monitoring
Full credit report from all 3 bureaus. See what changed, why it moved, and exactly which card to pay down first.
Subscription Tracker
The average member has $214/month in subscriptions. Hutsy finds the ones you forgot about so you can cut what you don't need.
AI Financial Assistant
Ask Hutsy anything about your money. It already knows your balance, your bills, and your goals — so the advice is yours, not generic.
Spending Intelligence
Hutsy categorizes every transaction and flags when something looks unusual. No spreadsheets. No surprises.
The reviews speak for themselves
Have a question?
What is Hutsy?
How does Hutsy warn me about overdrafts?
What is the morning briefing?
How does credit monitoring work?
Is my data safe?
Does Hutsy issue loans?
How is Hutsy different from my banking app?
Can I cancel anytime?
How much does Hutsy cost?
How fast does Hutsy start working?
Your bank profits when you overdraft.
Hutsy makes sure you never do.
16,000+ members protected.
