Hutsy

Hutsy is the best app to lower your monthly bills.

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How Hutsy helps you manage money & lower bills

Negotiate

We negotiate with providers to lower your bills and put more money in your pocket every month.

budget Hutsy

Budget

Connect all your accounts, categorize every transaction, and create a budget tailored to your goals. * coming soon *

Manage

Track subscriptions and cancel unwanted ones in seconds, so you’re never paying for what you don’t use.

Subscribe Hutsy

Join thousands and slash your monthly bill payments with Hutsy

4.8

Star review from users worldwide

I had no idea I was still paying for five unused subscriptions! Hutsy saved me over $300 a year. Absolute game changer!

— MikeJ_87 🇨🇦

Hutsy negotiated my internet bill down by $40 a month. I didn’t lift a finger, and now I’m saving almost $500 a year.

— SarahLovesSavings 🇺🇸

I thought I had the best deal on my phone plan. Turns out, I was overpaying! Hutsy got me a lower rate in days.

— JasonH22 🇺🇸

I used to ignore my bills, assuming they were fixed. Hutsy proved me wrong and cut my expenses by 20%!

— EmmaT 🇨🇦

They reduced my car insurance by $60 a month with one email. Why wasn’t I using this sooner?

— Nathan_D 🇨🇦

Honestly, I was skeptical, but Hutsy saved me $800 this year just by negotiating my bills. Absolutely worth it!

— BudgetQueen 🇺🇸

My bills were out of control, and I didn’t even know where to start. Hutsy did all the work—I just enjoyed the savings!

— SamInNYC 🇨🇦

I never realized how much I was wasting on old subscriptions. Hutsy canceled them in minutes and saved me big!

— JakeSaves 🇺🇸

Hutsy knocked $35 off my cable bill, and I still have all my channels. I literally did nothing, they handled it all!

— TVAddict92 🇨🇦

I used to dread checking my bank account. Now I actually know where my money is going—Hutsy made it simple!

— FinanciallyFree22 🇺🇸

"Hutsy got my credit card interest rate lowered, saving me thousands in interest! I’m finally paying down my debt."

— DebtFreeSoon 🇺🇸

They helped me switch my utility provider, and now I’m paying way less for the same service. So easy!

— TomTheSaver 🇨🇦

Hutsy took the headache out of budgeting. I can finally see where I’m overspending and fix it!

— SavvySpender 🇺🇸

I wasn’t tracking my spending, and it was a mess. Hutsy categorized everything, and now I feel in control.

— ChloeOnABudget 🇺🇸

I used to pay for random services I forgot about. Hutsy cleaned it up and put hundreds back in my pocket!

— NoMoreWastedCash 🇺🇸

I thought bill negotiations were a scam—until Hutsy saved me $55 a month on my internet and phone bill!

— JakeK 🇨🇦

If you’re paying full price for your bills, you need Hutsy. They cut my expenses with zero effort on my part!

— AlexF 🇺🇸

I never realized how small charges added up. Hutsy’s tracking helped me find $200+ a month in waste!

— BudgetBenny 🇨🇦
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Built for privacy. Your finances, fully private and secure.

Hutsy is built with your privacy in mind. Your financial data stays protected with industry-standard encryption and is never sold, tracked, or shared without your consent. No ads, no gimmicks—just tools to help you save money and stay in control.

Hutsy is in the process of becoming a B Corporation meaning we’ll legally be committed to putting your privacy and well-being first.

Watch Lip explain how it all works in the video below 👇

Have a question?

Hutsy is a personal finance app designed to help you lower bills, cancel unused subscriptions, track spending, and budget efficiently. We make managing your finances simple and help you save money with minimal effort.

After you provide your bill details, our team contacts your provider on your behalf to secure lower rates, loyalty discounts, or better pricing plans. We’ll keep you updated weekly on the progress.

Yes! Hutsy lets you set monthly budgets for different spending categories, helping you stay within your financial goals.

Absolutely! Hutsy gives you detailed analytics on your financial habits, including where you’re overspending and where you can cut costs.

Yes! Hutsy prioritizes privacy and security, using bank-grade encryption to protect your personal and financial information.

No! We never sell your data. Your financial information is strictly used to help you save money and optimize your budget.

Who we are and why we care

At Hutsy, we believe no one should have to stress about money. We exist to put more money in your pocket. We negotiate your bills, help you create budgets that work for you, and give you the tools to track your spending.

When I look at my bank account, I want it to reflect intentional choices, smart planning, and peace of mind.

Tefari Bailey Hutsy CEO

That’s why we built Hutsy—to simplify money management and help you achieve your financial goals.

Sort your finances out · Sort your finances out ·
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Hutsy

Hutsy Financial Privacy Policy

Effective Date: November, 28th, 2024

Hutsy values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect your data in compliance with applicable laws.

1. Information We Collect

1.1 Personal Information

● When you register, we collect your name, email address, and payment information.

1.2 Financial Data

● Hutsy collects data such as account balances, transaction history, and spending habits when you securely link your bank accounts.

1.3 Usage Data

● Information on how you interact with the app, including budget creation and goal tracking, is collected for service improvement.

2. How We Use Your Information

2.1 Providing Services

● To enable budgeting, goal setting, and spending tracking features.

● To generate insights for better financial decision-making.

2.2 Communication

● To send notifications, updates, and customer support communications.

2.3 Analytics and Service Improvement

● To analyze usage patterns and improve our services.

3. Sharing Your Information

3.1 Third-Party Service Providers

● We share your data with trusted service providers who support Hutsy’s operations (e.g., payment processors).

3.2 Legal Compliance

● Information may be disclosed to comply with legal requirements or regulatory requests.

3.3 Business Transactions

● In the event of a merger, acquisition, or sale, user data may be transferred to the new entity.

4. Data Security

● Hutsy uses encryption and security protocols to protect your personal information from unauthorized access or disclosure.

5. Your Rights

5.1 Access and Update

● Users can access and update their data through account settings.

5.2 Data Deletion

● You can request the deletion of your personal information by contacting us at contact@hutsy.com.

5.3 Opt-Out

● Marketing communications can be opted out through the app or support.

5.4 California Consumer Privacy Act (CCPA)

● If you are a resident of California, you have specific rights under the CCPA, including the right to know what personal information we collect, the right to request deletion, and the right to opt-out of the sale of your personal information.

6. Children’s Privacy

● Our services are not directed to individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete such information promptly.

7. Changes to This Privacy Policy

● Updates will be communicated via email and reflected in the app. Continued use of Hutsy signifies acceptance of the updated policy.

9. Contact Us

● For questions, email contact@hutsy.com.

Effective Date: November, 28th, 2024

Hutsy values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect your data in compliance with applicable laws.

1. Information We Collect

1.1 Personal Information

● When you register, we collect your name, email address.

2. How We Use Your Information

2.1 Providing Services

● To enable concierge and spending tracking features.

● To generate insights for better financial decision-making.

2.2 Communication

● To send notifications, updates, and customer support communications.

2.3 Analytics and Service Improvement

● To analyze usage patterns and improve our services.

3. Sharing Your Information

3.1 Third-Party Service Providers

● We share your data with trusted service providers who support Hutsy’s operations (e.g., payment processors).

3.2 Legal Compliance

● Information may be disclosed to comply with legal requirements or regulatory requests.

3.3 Business Transactions

● In the event of a merger, acquisition, or sale, user data may be transferred to the new entity.

4. Data Security

● Hutsy uses encryption and security protocols to protect your personal information from unauthorized access or disclosure.

5. Your Rights

5.1 Access and Update

● Users can access and update their data through account settings.

5.2 Data Deletion

● You can request the deletion of your personal information by contacting us at contact@hutsy.com.

5.3 Opt-Out

● Marketing communications can be opted out through the app or support.

5.4 California Consumer Privacy Act (CCPA)

● If you are a resident of California, you have specific rights under the CCPA, including the right to know what personal information we collect, the right to request deletion, and the right to opt-out of the sale of your personal information.

6. Children’s Privacy

● Our services are not directed to individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete such information promptly.

7. Changes to This Privacy Policy

● Updates will be communicated via email and reflected in the app. Continued use of Hutsy signifies acceptance of the updated policy.

9. Contact Us

● For questions, email contact@hutsy.com.

Hutsy

Hutsy Financial Terms of Service

Effective Date: November, 30th, 2025

Welcome to Hutsy! By using our app, you agree to the following Terms of Service.

1. Services Provided

1.1 Budgeting and Spending Insights

● Tools to create personalized budgets for expenses such as groceries, entertainment, and bills.

1.2 Financial Goal Setting

● Features to set and track progress toward specific financial goals.

1.3 Spending Tracking

● A comprehensive view of financial activity through linked accounts.

1.4 Bill Payment Reminders

● Automated alerts for upcoming recurring payments.

1.5 Concierge Bill Negotiation

● Hutsy representatives negotiate bills on users’ behalf to secure lower rates or better deals.

2. User Obligations

2.1 Account Security

● Users are responsible for maintaining the confidentiality of their login credentials.

2.2 Accurate Information

● Users must provide accurate and up-to-date financial information.

2.3 Authorization for Bill Negotiations

● By using the concierge service, you authorize Hutsy to negotiate with service providers on your behalf.

3. Payments and Subscription

3.1 Billing

● Hutsy operates on a subscription model:

● $9.99/month or $79.99/year (7-day free trial available).

● Payments are processed via debit card, Apple Pay, or Google Pay.

3.2 Cancellations

● Users can cancel their subscription at any time via app settings.

3.3 Refunds

● No refunds are issued after a billing period has begun, except as required by law.

4. Data Privacy

● Refer to the Privacy Policy for details on data handling and user rights.

5. Amendments

● Hutsy reserves the right to modify these Terms. Updates will be communicated, and continued use indicates acceptance.

6. Governing Law

● These Terms are governed by the laws of Delaware, USA.

7. Contact Us

For assistance, email contact@hutsy.com

Effective Date: November, 28th, 2024

Welcome to Hutsy! By using our app, you agree to the following Terms of Service.

1. Services Provided

1.1 Budgeting and Spending Insights

● Tools to create personalized budgets for expenses such as groceries, entertainment, and bills.

1.2 Financial Goal Setting

● Features to set and track progress toward specific financial goals.

1.3 Spending Tracking

● A comprehensive view of financial activity through linked accounts.

2. User Obligations

2.1 Account Security

● Users are responsible for maintaining the confidentiality of their login credentials.

2.2 Accurate Information

● Users must provide accurate and current data

3. Data Privacy

● Refer to the Privacy Policy for details on data handling and user rights.

4. Amendments

● Hutsy reserves the right to modify these Terms. Updates will be communicated, and continued use indicates acceptance.

5. Governing Law

● These Terms are governed by the laws of Delaware, USA.

6. Contact Us

For assistance, email contact@hutsy.com

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Terms and Conditions for the $250 Bank Account Promotion

1. Eligibility:
This promotion is available to individuals who open a new Tangerine Bank account. Existing Tangerine Bank customers are not eligible.

2. Promotion Details:
To qualify for the $250 reward, you must:

* Open a new Tangerine Bank account using the promotional link provided.

* Set up direct deposit into the Tangerine account.

* Complete at least one bill payment from the Tangerine account.

3. Reward Distribution:
The $250 reward will be provided by Tangerine Bank once all requirements are fulfilled. Hutsy does not distribute or manage the reward funds.

4. Offer Validity:
This promotion is available for a limited time and may be subject to change. Please refer to Tangerine Bank’s terms and conditions for further details on account eligibility and reward fulfillment.

5. Non-Eligibility:
Customers who already hold a Tangerine Bank account are not eligible for this promotion.

6. Other Terms:
Tangerine Bank has created this offer. Any questions or issues regarding the reward should be directed to Tangerine Bank.

One app to lower bills, manage subscriptions, and budget smarter!

Download the app for iOS or Android below, and get $250 when you sign up with our partner bank. Conditions apply

Help Center

We offer dedicated support to ensure you get the most out of our services. Reach out to us anytime via email or by phone.