Stressed about money? We’re here to help
Hutsy provides interest-free loans and personalized financial guidance based on your unique financial situation.
Access up to a $350 cash advance to prevent overdraft. No interest or fees.
Benefits of Joining Hutsy
Financial Guidance
Sign up for Hutsy and securely connect your bank account. By doing this, Hutsy can provide personalized guidance tailored to your financial situation.
Financial Updates
Hutsy analyzes your financial data and provides weekly tips across categories like spending, savings, credit building, investing, debt management.
24/7 Support
Ask any financial question through our chat feature and receive personalized responses based on your unique financial data that refreshes multiple times a day.
Coming Soon
Interest-Free Loans
Request interest-free loans up to $350, with your loan limit increasing incrementally after each repayment.
Updates on what matters
Follow Hutsy’s advice, and see consistent improvements in your financial health over time.
Bridging the Gap with Hutsy
No more BS (Bank Stuff) just unbiased financial guidance
High Cost of Traditional Advisors
Financial advisors charge up to $250 per hour, making advice inaccessible. Hutsy offers affordable guidance for everyone.
Bias in Bank Advisors
Bank advisors often give biased advice tied to products. Hutsy provides unbiased financial guidance tailored to your needs.
Financial Planning for the Wealthy
Financial planning often requires $250,000 in assets, leaving many without advice. Hutsy makes financial planning accessible for all.
Break Free from Payday Lenders
Payday lenders charge extreme interest rates, trapping people in a cycle of debt. Hutsy provides interest-free loans to help you regain control of your financial future.
We raised $500,000 from the Dragons
We won Startup fest
Membership Plans
Membership is risk-free for 30 days
“More than just feeling less stressed about my finances, I feel a lot more in control of my life!”
Peter
Real Hutsy Member
Frequently asked Questions
What is Hutsy?
How does Hutsy work?
How Do Hutsy Loans Work?
Hutsy offers interest-free loans starting at $100, with loan limits increasing to $200, $300, and $350 upon successful repayment. Users can apply for these loans directly through the app, and after repaying, they are eligible for higher loan amounts. There is an option to leave a tip of up to 15% to support the platform.
What was the reason for starting Hutsy?
Hutsy was founded by CEO Tefari Bailey, a first-generation Canadian who witnessed his immigrant parents work multiple jobs and struggle financially to provide a better life for him. Inspired by their perseverance, Tefari dedicated his professional career to creating financial tools that serve people like his parents. Hutsy embodies this mission, offering affordable and accessible financial guidance to those in need.
How secure is my data with Hutsy?
Hutsy takes data security seriously by using industry-standard encryption and a third-party aggregator to ensure your banking information remains safe. Your data is never shared without your consent, and we regularly update security measures to protect your privacy. Our platform is built with top-notch security measures, ensuring your data is safe and never sold.
Why is Hutsy a Better Alternative Than Traditional Financial Advisors?
Hutsy offers affordable, personalized financial guidance without the high fees traditional financial advisors charge (up to $250 per hour). Unlike advisors who prioritize wealthier clients, Hutsy is accessible to everyone, making professional financial advice easy to obtain for all.
Is Hutsy Biased like Bank Advisors?
No, Hutsy provides unbiased financial guidance tailored to your specific needs. While bank advisors often push products to meet their sales targets, Hutsy prioritizes your financial health by offering advice that serves your goals.
