Featured In
How Hutsy works
Link your bank account, and Hutsy will automatically track your bills and subscriptions for you.
Get notified before your bills are due, and if your balance is low, we’ll offer to cover them for you.
Tap to confirm, we’ll pay your bill directly—repay us when you can.
Link your bank account, and Hutsy will automatically track your bills and subscriptions for you.
Get notified before your bills are due, and if your balance is low, we’ll offer to cover them for you.
Tap to confirm, we’ll pay your bill directly—repay us when you can.
Build Credit, Stay Ahead, Secure & In Control
Ahead
View all your bills and subscriptions in one place, so you always know what’s coming.
Secure
Securely connect to over 12,000 banks and credit unions, with bank-level encryption protecting your data.
Control
Hutsy pays your bill when you need it, so you never miss a due date.
Build
Your Hutsy card is free, reloadable, and helps boost your credit score while you spend, with no credit checks or no interest.
The reviews speak for themselves
4.8
Star review from real Hutsy members
Built for privacy. Your finances, fully private and secure.
Hutsy is built with your privacy in mind. Your financial data stays protected with industry-standard encryption and is never sold, tracked, or shared without your consent. No ads, no gimmicks—just tools to help you save money and stay in control.
Hutsy is in the process of becoming a B Corporation meaning we’ll legally be committed to putting your privacy and well-being first.
Watch Lip explain how Hutsy spots you when needed to pay your bills below 👇
Have a question?
How does Hutsy work?
Hutsy tracks your bills and subscriptions, notifies you before payments are due, and pays your bill directly if your balance is too low. No interest, no credit checks—just peace of mind.
How does Hutsy track bills and subscriptions?
Hutsy securely connects to your bank through Plaid, detecting and categorizing your recurring bills and subscriptions. You’ll see all upcoming payments in one place and get notified before they’re due.
How do I get approved for a Spot Advance?
If you have a steady paycheck, Hutsy can pay your bill up to $250. We automatically deduct repayment on payday. No applications, no hassle—just a seamless way to stay ahead of your bills.
What’s the catch?
There’s no catch—if your balance is too low to cover a bill, Hutsy notifies you and offers to pay it before you get hit with late fees or overdrafts. No hidden fees, no stress.
How do I get a Hutsy Credit Builder Card?
Once you sign up for Hutsy, you’ll be able to activate your Credit Builder Card directly in the app. It only takes a few taps to get started.
Note: The Hutsy Credit Builder Card will launch in Q4 2025.
Who we are and why we care
At Hutsy, we believe no one should have to struggle just to keep up with their bills. We exist to help you stay ahead—spotting you cash before overdraft fees hit, keeping track of your bills, and canceling unwanted subscriptions effortlessly.
Your bank account should reflect smart choices, not unnecessary fees.
That’s why we built Hutsy—to give you financial breathing room, eliminate unnecessary fees, and put you back in control of your money.
