Hutsy negotiates lower bill payments for you.
Just connect your accounts — Hutsy identifies your bills, and you choose which ones for us to negotiate.
How Hutsy works
Sign up by securely linking your bank account, Hutsy automatically detect your bills and subscriptions.
Choose which bills you want us to negotiate on your behalf, and we'll handle the rest behind the scenes.
Once we successfully negotiate a lower rate, you approve it and start saving— no extra effort needed.
Sign up by securely linking your bank account, Hutsy automatically detects your bills and subscriptions.
Choose which bills you want us to negotiate on your behalf, and we'll handle the rest behind the scenes.
Once we successfully negotiate a lower rate, you approve it and start saving—no extra effort needed.
How much can I save on my bills?
Click the button below to calculate your potential savings.
Beyond bills, more ways Hutsy supports you
Build
Use Hutsy’s card to build credit, increase your score, and unlock better financial opportunities.
Manage
Track subscriptions and cancel unwanted ones in seconds, so you never pay for what you don’t use.
Negotiate
We negotiate with providers to lower your bills and put more money in your pocket every month.
The reviews speak for themselves
4.8
Star review from real Hutsy members
I had no idea I was still paying for five unused subscriptions! Hutsy saved me over $300 a year. Absolute game changer!
— MikeJ_87
Hutsy negotiated my internet bill down by $40 a month. I didn’t lift a finger, and now I’m saving almost $500 a year.
— SarahLovesSavings
I thought I had the best deal on my phone plan. Turns out, I was overpaying! Hutsy got me a lower rate in days.
— JasonH22
I used to ignore my bills, assuming they were fixed. Hutsy proved me wrong and cut my expenses by 20%!
— EmmaT
They reduced my car insurance by $60 a month with one email. Why wasn’t I using this sooner?
— Nathan_D
Honestly, I was skeptical, but Hutsy saved me $800 this year just by negotiating my bills. Absolutely worth it!
— BudgetQueen
My bills were out of control, and I didn’t even know where to start. Hutsy did all the work—I just enjoyed the savings!
— SamInNYC
I never realized how much I was wasting on old subscriptions. Hutsy canceled them in minutes and saved me big!
— JakeSaves
Hutsy knocked $35 off my cable bill, and I still have all my channels. I literally did nothing, they handled it all!
— TVAddict92
I used to dread checking my bank account. Now I actually know where my money is going—Hutsy made it simple!
— FinanciallyFree22
"Hutsy got my credit card interest rate lowered, saving me thousands in interest! I’m finally paying down my debt."
— DebtFreeSoon
They helped me switch my utility provider, and now I’m paying way less for the same service. So easy!
— TomTheSaver
Hutsy took the headache out of budgeting. I can finally see where I’m overspending and fix it!
— SavvySpender
I wasn’t tracking my spending, and it was a mess. Hutsy categorized everything, and now I feel in control.
— ChloeOnABudget
I used to pay for random services I forgot about. Hutsy cleaned it up and put hundreds back in my pocket!
— NoMoreWastedCash
I thought bill negotiations were a scam—until Hutsy saved me $55 a month on my internet and phone bill!
— JakeK
If you’re paying full price for your bills, you need Hutsy. They cut my expenses with zero effort on my part!
— AlexF
I never realized how small charges added up. Hutsy’s tracking helped me find $200+ a month in waste!
— BudgetBenny
Built for privacy. Your finances, fully private and secure.
Hutsy is built with your privacy in mind. Your financial data stays protected with industry-standard encryption and is never sold, tracked, or shared without your consent. No ads, no gimmicks—just tools to help you save money and stay in control.
Hutsy is in the process of becoming a B Corporation meaning we’ll legally be committed to putting your privacy and well-being first.
Watch Lip explain how Hutsy can lower your bill payments below 
Have a question?
What is Hutsy, and how does it help me?
How does Hutsy’s bill negotiation work?
Hutsy works on your behalf to negotiate lower rates on your recurring bills. Simply select a bill, provide the necessary details, and we’ll handle the negotiation with your service provider. If we successfully lower your bill, you keep 50% of the savings, and we only charge a fee based on the amount you save—no savings, no cost to you! 
Does Hutsy help me track and manage my subscriptions?
Yes! Hutsy automatically detects your active subscriptions, giving you a clear overview of what you’re paying for. You can see upcoming charges, and even request cancellations with one tap.
Is my financial data secure?
Yes! Hutsy prioritizes privacy and security, using bank-grade encryption to protect your personal and financial information.
Does Hutsy sell my data?
No! We never sell your data. Your financial information is strictly used to help you save money and optimize your budget.
Who we are and why we care
At Hutsy, we believe no one should have to stress about money. We exist to put more money in your pocket by negotiating your bills and helping you manage subscriptions effortlessly.
Your bank account should reflect smart choices, not unnecessary expenses.
That’s why we built Hutsy—to simplify savings and put more cash back in your pocket.
