Finances figured out for you

Hutsy helps you budget, spend less and offers a concierge service to handle tasks like negotiating bills, canceling subscriptions, saving you time and money.

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Members save $300 in 3 months and $6,000 their first year on average

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How Hutsy Works

Your Financial Partner in Three Simple Steps

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Step 1

Connect your Accounts

Download the Hutsy app on iOS or Android, sign up, and securely link your bank accounts. Once connected, you’ll see a full view of your financial insights.

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Step 2

Create Your Budget

Set up a personalized budget by allocating spending limits for categories like groceries, entertainment, and bills.

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Step 3

Use Hutsy’s Concierge

Select from Hutsy’s concierge services, like canceling subscriptions or negotiating bills. We handle the tasks for you, saving you time and money.

Personal financial concierge

With Hutsy, you get a personal financial concierge that handles everything from canceling subscriptions to negotiating bills. Hutsy takes care of the calls to your creditors, saving you time and money while simplifying your financial life.

Subscription management

Track all your subscriptions in one place, see your total annual costs, and easily cancel services you no longer need.

Smart budgeting
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Create personalized budgets tailored to your financial goals. Hutsy helps you allocate funds, track spending, and stay on course to achieve what matters most to you.

Why Choose Hutsy?


Hutsy provides a best-in-class experience for managing your finances.

All Your Finances in One Place

Connect all your bank, investment, and crypto accounts for a complete view of your finances, all organized in one convenient dashboard.

Subscription Tracking

Identify hidden or unused subscriptions, view their impact on your budget, and free up cash by canceling with just a few taps.

Zero-Based Budgeting

Hutsy’s zero-based budgeting system ensures every dollar has a purpose. Assign income to categories like bills, savings, and investments to keep spending on track and stay in control of your money.

Financial Concierge Service

From lowering your credit card interest to setting up automated bill payments. Hutsy simplifies complex financial tasks, so you can focus on what matters most.

Sign up for Hutsy today!

Save time and money with our concierge service that handles tasks like:

Latest Hutsy News

We raised $500,000 from the Dragons

We won Startup fest

Membership Plans

Membership is risk-free for 30 days

$ 9.99 / month

Monthly

6.66 / month

Annually

Billed annually

“More than just feeling less stressed about my finances, I feel a lot more in control of my life!”

Peter

Real Hutsy Member

Frequently asked Questions

Hutsy is a personal finance app that helps you budget, set financial goals, track spending, and gain insights into your spending habits for improved financial control.

Hutsy works by allowing you to securely link your bank accounts to getting a complete financial overview. Set personalized budgets for categories like groceries, entertainment, and bills. Track spending, monitor progress toward financial goals, and receive insights to help you make smarter financial decisions.

Absolutely. Hutsy uses industry-standard encryption and security practices to ensure your financial data remains private and secure. We take data protection seriously to give you peace of mind.

Yes, Hutsy allows you to connect multiple bank, investment, and crypto accounts. This gives you a comprehensive view of all your finances in one place, simplifying tracking and planning.

A financial concierge is a service designed to simplify your financial life by handling tasks you might not have the time or expertise for. With Hutsy, our AI-powered concierge helps you with things like negotiating bills, canceling subscriptions, finding lower-interest credit cards, and even managing refunds. It saves you time, reduces stress, and helps you save money—so you can focus on your financial goals while we take care of the details.

Copyright © 2024 Hutsy. All Rights Reserved.

One app to negotiate lower bills, track subscriptions, and save effortlessly!

Download the app for iOS or Android below.

Download the app for iOS or Android below, and get $250 when you sign up with our partner bank. Conditions apply

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Hutsy Financial Privacy Policy

Privacy Policy Effective Date: February, 2025

Hutsy (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and safeguard your information when you use our services.

1. Information We Collect When you use Hutsy, we collect the following types of information:
  • Personal Information: Name, email address, phone number, and banking details when you connect your account.
  • Financial Data: Bill details, subscription information, and payment history necessary for bill negotiation and subscription management.
  • Usage Data: Information about how you interact with our platform, including transaction approvals and preferences.
2. How We Use Your Information We use the information collected to:
  • Detect and analyze your bills and subscriptions.
  • Process your $9.99 monthly subscription fee after the 7-day free trial.
  • Negotiate bills on your behalf with service providers.
  • Cancel unwanted subscriptions at your request.
  • Optimize bill payment timing for successful collections.
  • Communicate important updates, approvals, and savings.
3. How We Share Your Information We never sell your personal information. We only share data with:
  • Third-Party Service Providers: Companies that assist with bill negotiation, payment processing, and banking integrations.
  • Regulatory Authorities: When required by law or for fraud prevention.
4. Data Security We implement industry-standard security measures, including encryption and secure data storage, to protect your personal and financial information.

5. Your Choices & Rights
  • You can request access, correction, or deletion of your data.
  • You may disconnect your bank account at any time, though this will prevent Hutsy from negotiating bills or canceling subscriptions on your behalf.
  • You may cancel your $9.99/month subscription at any time, but no refunds will be issued for prior charges.
6. Changes to This Policy We may update this Privacy Policy from time to time. Any changes will be posted on our website, and continued use of our services constitutes acceptance of the updated policy.

7. Contact Us If you have any questions about this Privacy Policy, contact us at contact@hutsy.com.
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Hutsy Financial Terms of Service

Effective Date: February, 2025

These Terms of Service (“Terms”) govern your use of Hutsy’s bill negotiation and subscription management services. By signing up and using our services, you agree to these Terms.

1. Services Provided Hutsy helps users:
  • Detect and analyze their bills and subscriptions.
  • Select which bills to negotiate for potential savings.
  • Approve successful bill negotiations and savings.
  • Cancel unwanted subscriptions at their request.
2. Fees & Payments
  • Subscription Fee: Hutsy charges $9.99 per month after a 7-day free trial for continued access to our services.
  • Bill Negotiation Fee: Hutsy charges 50% of the first year’s savings upfront once a successful negotiation is approved.
  • Subscription Cancellation Fee: Users are charged a $5 fee per canceled subscription.
  • All charges are non-refundable.
3. User Responsibilities
  • You agree to provide accurate financial information and keep your account secure.
  • You acknowledge that bill negotiations are not guaranteed and depend on your service providers.
  • You authorize Hutsy to communicate with service providers on your behalf to negotiate bills.
4. Account ⚠️Termination Hutsy reserves the right to suspend or terminate your account if:
  • You violate these Terms.
  • Fraudulent or suspicious activity is detected.
5. Limitation of Liability Hutsy is not responsible for:
  • Service provider decisions regarding bill reductions.
  • Any fees, penalties, or contract changes from your service providers.
  • Unauthorized access to your account due to negligence.
6. Changes to These Terms Hutsy may update these Terms at any time. Continued use of our services after changes means you accept the updated Terms. 7. Contact Us For any questions about these Terms, reach out to contact@hutsy.com.