Hutsy helps you budget and improve your financial health with AI-powered insights.
Your security is our top priority, with advanced encryption protecting your data.
We ensure reliable protection for your data, helping you stay on track with your financial goals.
Access our services from anywhere in Canada and improve your financial stability.
Effective Date: November, 28th, 2024
Hutsy values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect your data in compliance with applicable laws.
1. Information We Collect
1.1 Personal Information
● When you register, we collect your name, email address, and payment information.
1.2 Financial Data
● Hutsy collects data such as account balances, transaction history, and spending habits when you securely link your bank accounts.
1.3 Usage Data
● Information on how you interact with the app, including budget creation and goal tracking, is collected for service improvement.
2. How We Use Your Information
2.1 Providing Services
● To enable budgeting, goal setting, and spending tracking features.
● To generate insights for better financial decision-making.
2.2 Communication
● To send notifications, updates, and customer support communications.
2.3 Analytics and Service Improvement
● To analyze usage patterns and improve our services.
3. Sharing Your Information
3.1 Third-Party Service Providers
● We share your data with trusted service providers who support Hutsy’s operations (e.g., payment processors).
3.2 Legal Compliance
● Information may be disclosed to comply with legal requirements or regulatory requests.
3.3 Business Transactions
● In the event of a merger, acquisition, or sale, user data may be transferred to the new entity.
4. Data Security
● Hutsy uses encryption and security protocols to protect your personal information from unauthorized access or disclosure.
5. Your Rights
5.1 Access and Update
● Users can access and update their data through account settings.
5.2 Data Deletion
● You can request the deletion of your personal information by contacting us at contact@hutsy.com.
5.3 Opt-Out
● Marketing communications can be opted out through the app or support.
5.4 California Consumer Privacy Act (CCPA)
● If you are a resident of California, you have specific rights under the CCPA, including the right to know what personal information we collect, the right to request deletion, and the right to opt-out of the sale of your personal information.
6. Children’s Privacy
● Our services are not directed to individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete such information promptly.
7. Changes to This Privacy Policy
● Updates will be communicated via email and reflected in the app. Continued use of Hutsy signifies acceptance of the updated policy.
9. Contact Us
● For questions, email contact@hutsy.com.
Effective Date: November, 28th, 2024
Welcome to Hutsy! By using our app, you agree to the following Terms of Service.
1. Services Provided
1.1 Budgeting and Spending Insights
● Tools to create personalized budgets for expenses such as groceries, entertainment, and bills.
1.2 Financial Goal Setting
● Features to set and track progress toward specific financial goals.
1.3 Spending Tracking
● A comprehensive view of financial activity through linked accounts.
2. Subscription Fees
● Monthly Plan: $9.99/month, billed automatically.
● Cancel anytime through account settings.
3. Refund Policy
● 14-Day Risk-Free Trial: A full refund is available if you cancel within 14 days of your first payment.
4. User Obligations
4.1 Account Security
● Users are responsible for maintaining the confidentiality of their login credentials.
4.2 Accurate Information
● Users must provide accurate and current data
4.3 Bank Account Connections
● Securely linking financial accounts is required for full functionality
5. Data Privacy
● Refer to the Privacy Policy for details on data handling and user rights.
6. Amendments
● Hutsy reserves the right to modify these Terms. Updates will be communicated, and continued use indicates acceptance.
7. Governing Law
● These Terms are governed by the laws of Delaware, USA.
8. Contact Us
For assistance, email contact@hutsy.com
We offer dedicated support to ensure you get the most out of our services. Reach out to us anytime via email or by phone.
